medium · National Real Estate Exam

A $318,500 loan at 6.75% closes on June 12, with the first regular payment due August 1. The lender collects interim (prepaid) interest from the closing date through the end of the month using a 360-day banker's year and counting the day of closing.

To the nearest dollar, how much interim interest is collected at closing?

  1. $1,134
  2. $1,062
  3. $1,119
  4. $1,194

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