hard · National Real Estate Exam

A buyer's agent is preparing a transfer disclosure on a 1975 home and notes that a federal lead-based-paint pamphlet and disclosure were delivered, signed, and the 10-day inspection opportunity was offered. After the disclosure is signed but before closing, the seller mentions to the agent that a contractor recently found and partially scraped peeling paint in a closet not previously noted.

Under the federal lead disclosure regime, what is the agent's correct obligation regarding this newly surfaced information?

  1. No further action is required because the lead disclosure and pamphlet were already properly delivered and the 10-day period was satisfied before the new information arose.
  2. The seller's knowledge of newly identified peeling paint is a known lead-based-paint hazard that must be disclosed, requiring the disclosure to be supplemented before the buyer becomes obligated at closing.
  3. The agent need only note the peeling paint in the inspection report, since the federal rule governs only records and reports already in the seller's possession at listing.
  4. The new information must be disclosed only if a certified risk assessment confirms the paint contains lead, since unconfirmed peeling paint is not a "known" hazard.

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