medium · National Real Estate Exam

When performing the sales comparison approach, an appraiser notes that a comparable property sold with special seller-financing at 3 % interest when market rates were 7 %. This favorable financing likely inflated the sales price. To adjust, the appraiser should:

  1. Adjust the subject's value downward
  2. Add the value of the financing concession to the comparable
  3. Ignore the financing as it is personal property
  4. Subtract the value of the financing concession from the comparable

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