medium · National Real Estate Exam

A property is sold at a foreclosure auction for $300,000. After the $250,000 first mortgage and $20,000 in sale costs are paid, $30,000 remains.

Who is generally entitled to these surplus funds?

  1. Junior lienholders, then the borrower
  2. The state under the power of escheat
  3. The high bidder at the auction
  4. The lender who initiated the foreclosure

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