hard · Principles of Finance

A 5-year CDS on an issuer with a 'true' par spread of 250 basis points is traded with a standardized fixed coupon of 100 basis points.

How is the difference in spreads settled at the start of the contract?

  1. The protection seller pays an upfront fee to the protection buyer.
  2. The spread difference is ignored until a credit event occurs.
  3. The notional of the contract is increased to adjust for the spread difference.
  4. The protection buyer pays an upfront fee to the protection seller.

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