easy · Principles of Finance risk-return-portfolio

In the context of the Fama-French Three-Factor Model, what does the 'HML' factor represent?

  1. The return differential between small-cap and large-cap stocks.
  2. The excess return of the market portfolio over the risk-free rate.
  3. The impact of momentum on stock returns over the past year.
  4. The return differential between high book-to-market (value) and low book-to-market (growth) stocks.

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