easy · Principles of Finance time-value-of-money

What is the primary difference between an 'Ordinary Annuity' and an 'Annuity Due'?

  1. Payments grow at a constant rate in an annuity due but are fixed in an ordinary annuity.
  2. Ordinary annuities continue forever, while annuities due have a finite life.
  3. Payments occur at the end of each period for an ordinary annuity and the beginning for an annuity due.
  4. Ordinary annuities are only used for loans, while annuities due are for savings.

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