easy · Private Credit & Debt documentation-covenants-terms

A borrower's credit agreement includes a 'Negative Pledge'. The company later attempts to secure a new lease for a specialized warehouse, granting the lessor a lien on that specific property.

Is this allowed?

  1. Yes, because negative pledges only apply to current assets
  2. Yes, provided the new lien is junior to the First Lien debt
  3. No, negative pledges are absolute prohibitions on all third-party financing
  4. Only if it falls under a 'Permitted Liens' exception

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