medium · Private Credit fund-structures-returns-economics

An investor is reviewing a fund's performance and sees a DPI of $0.40 × and a TVPI of $1.50 ×.

What does this suggest about the fund's lifecycle?

  1. The GP has failed to meet the $8%$ preferred hurdle rate for LPs
  2. The fund has already fully liquidated all assets and returned all capital to investors
  3. The fund is likely in its 'harvest' period with significant unrealized gains
  4. The fund is experiencing the 'J-Curve' effect and is currently losing money overall for LPs

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