hard · Private Credit & Debt

A borrower in the industrial services sector has an LTM EBITDA of $40M. The PE sponsor is acquiring the company for $360M (9.0× EBITDA), funded with $160M of first-lien debt and $40M of second-lien debt. The first-lien carries an interest rate of SOFR + 450 bps, and the second-lien is at SOFR + 850 bps.

If SOFR is 5.0% and the lender's FCCR covenant requires a minimum of 1.20×, what is the maximum amount of maintenance Capex the company can incur before breaching the covenant, assuming no taxes or principal amortization?

  1. 15.28 million
  2. 19.6 million
  3. 11.20 million
  4. 24.72 million

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