hard · Private Credit & Debt

A company has $40 million in EBITDA. OpCo has $160 million in senior debt (4.0x leverage). HoldCo issues a $40 million PIK note.

If the credit agreement defines a 'Maintenance Covenant' at 5.5x total leverage, what is the initial 'headroom' in EBITDA terms before a breach occurs?

  1. 3.6 million
  2. 10.0 million
  3. 22.0 million
  4. 1.5x

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