hard · Private Credit & Debt

An LP is conducting due diligence on a direct lending fund. The fund reports a 1.85x TVPI but a 0.15x DPI for a 2019 vintage fund.

What is the most significant risk highlighted by these metrics in Year 5 of the fund's life?

  1. Excessive management fee drag
  2. High loss ratios on early deals
  3. Valuation risk on unrealized gains
  4. Insufficient dry powder for follow-ons

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