medium · Private Credit & Debt market-sourcing-sponsor-dynamics

A PE sponsor is acquiring a company with $50M of LTM EBITDA. They secure a debt package with a 4.5× total leverage limit and a minimum interest coverage ratio of 2.5×. If the blended interest rate is 8%, which constraint limits the maximum debt the sponsor can incur?

  1. The interest coverage ratio constraint.
  2. Neither; the sponsor is limited by the equity contribution requirement.
  3. Both constraints result in the same maximum debt level.
  4. The leverage multiple constraint.

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