medium · Private Equity & LBOs

A PE fund uses a 'Subscription Credit Line' to fund an investment for 12 months before calling capital from LPs. The investment generates a 2.0x MOIC over 4 years (total hold).

How does the use of the sub-line affect the reported Net IRR compared to the Gross IRR?

  1. Net IRR increases by approximately 100-200 bps
  2. Net IRR decreases due to interest expense
  3. MOIC increases modestly while IRR stays roughly flat
  4. There is essentially no measurable impact on the fund's IRR

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