medium · Private Equity

An LBO candidate generates $80M in EBITDA. A lender offers a maximum leverage of 5.0× EBITDA, but a maintenance covenant requires a minimum Interest Coverage Ratio of 2.0×.

If the blended interest rate is 8%, which constraint is more restrictive for the initial debt capacity?

  1. Leverage Multiple
  2. Neither, the DSCR is always the primary driver
  3. Both are equally restrictive
  4. Interest Coverage Ratio

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