hard · Quantitative Finance

When using the Longstaff-Schwartz (LSM) method to price an American option with K=105 and current stock S=100, you simulate paths and arrive at a time step where the immediate exercise value is 15. The regression of future discounted cash flows on basis functions (1, S, S^2) yields a predicted continuation value of 12.50.

What is the optimal action at this node?

  1. Exercise only if the stock price is below the strike.
  2. Continue holding the option.
  3. Wait until the next node to re-evaluate.
  4. Exercise the option immediately.

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