medium · SAT Reading & Writing

Traditional economic models often assume that consumers possess perfect information and make decisions that maximize utility. [Behavioral economists, by contrast, argue that cognitive biases frequently lead individuals to choose options that are objectively less beneficial.] This discrepancy has prompted a reevaluation of how financial regulations are designed.

Which choice best describes the function of the second sentence as a whole?

  1. It introduces a perspective that differs from the one described in the opening sentence.
  2. It provides a definitive list of the most common cognitive biases in consumer behavior.
  3. It suggests that financial regulations are unnecessary because consumers are irrational.
  4. It confirms that traditional models are the most accurate way to predict market trends.

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