easy · Act english

An economist is discussing the success of 'micro-lending' in developing regions. [1] By providing very small loans to entrepreneurs who lack collateral, micro-lending institutions allow people to start small businesses, like tailor shops or fruit stands. [2] These loans often have high repayment rates because they are coupled with community-based support and financial education. [3] Over time, the income generated from these businesses helps lift families out of poverty and stimulates local economic growth.

Which choice provides the most effective concluding sentence?

  1. Therefore, tailoring and fruit sales are the most profitable small businesses in developing nations.
  2. Consequently, large international banks should stop lending money to big corporations in the city.
  3. Thus, micro-lending empowers individuals to drive their own economic advancement from the ground up.
  4. In short, education is the most important factor for success in any type of business or career path.

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