medium · Asset-Backed Securities abs-core

What is the purpose of a 'Non-Consolidation Opinion' in an ABS deal?

  1. To confirm that the servicer has the right to use the originator's internal office software.
  2. To formally prove that the loan pool is diversified across more than fifty different U.S. states and territories.
  3. To state that a court would not combine the SPE's assets with those of the originator in a bankruptcy.
  4. To guarantee that the resale or trade-in price of the cars in the pool will never decrease at all over time.

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