easy · Asset-Backed Securities abs-core

What role does the 'True Sale Opinion' play in a securitization transaction?

  1. It is a legal letter that gives comfort to investors and agencies that the asset transfer is a valid sale.
  2. It provides an actuarial calculation of the expected cumulative loss on the underlying loan pool.
  3. It contractually guarantees that the market trading price of the bonds will never fall below par value.
  4. It is a legal document in which individual borrowers formally agree in writing to never default on their loan payments.

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