hard · Asset-Backed Securities clos

How does an 'Appraisal Reduction' in a CMBS deal differ from a 'Default Haircut' in a CLO OC test?

  1. A CLO haircut is only applied once a loan has defaulted or been downgraded for a defined grace period, while an appraisal reduction can occur immediately.
  2. Appraisal reductions in CMBS apply only to the senior-most bond classes, while CLO haircuts under the OC test apply solely to the junior bonds.
  3. There is no real difference; both terms simply refer to the same type of market-value write-down applied to a pool's underlying collateral.
  4. An appraisal reduction primarily limits servicer advances and interest flow, whereas a CLO haircut directly affects principal coverage triggers.

Sign up free to see the explanation and track your rank →

More Asset-Backed Securities clos practice

KomFi Academy — Stop doomscrolling. Get KomFi.

Turn wasted screen time into verifiable competence.

KomFi Academy is a curated training platform with 75,000+ practice questions, 26,500+ flashcards, on-demand video lectures, podcasts, and 4K slide decks across the topics serious professionals study: GMAT, LSAT, MCAT, SAT, Investment Banking, Private Equity (LBOs & PE math), Private Credit, Quantitative Finance, Financial Accounting, Asset- Backed Securities, Volume Profile Analysis, Order Flow Trading, Market Microstructure, Volume Spread Analysis, Elliott Wave Theory, Volume-Price Analysis, and Public Offering Frameworks.

What's inside

Topics

View pricing · Read testimonials