hard · Asset-Backed Securities

A 'Rapid Amortization' event in a Credit Card Master Trust is most commonly triggered by which of the following scenarios?

  1. The pool balance exceeding the total invested amount of all series.
  2. A single month where prepayments exceed 30.00% MPR.
  3. The three-month average excess spread falling below zero.
  4. The servicer being downgraded by one notch by a single rating agency.

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