hard · Asset-Backed Securities

An investor owns a 'PAC Companion' tranche priced at 94.00 (Discount). If prepayments in the pool slow down to the bottom of the PAC band, the 'Companion' tranche will likely:

  1. Increase in price because the slower speed reduces the probability of a PAC band breach.
  2. Stay on its scheduled WAL because it is protected by the PAC band.
  3. Benefit from contraction risk, as it receives more principal to maintain the deal's overall WAL.
  4. Suffer from extension risk, as it must absorb the 'slack' to keep the PAC tranche on its planned schedule.

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