medium · Asset-Backed Securities

During the revolving period of a credit card master trust, how are principal collections allocated to a specific series primarily utilized?

  1. To purchase new receivables from the seller to maintain the invested amount
  2. To fund a reserve account in anticipation of the controlled accumulation phase
  3. To pay down the senior-most bond class to reduce interest expense
  4. To be distributed as excess spread to the residual holder

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