easy · Asset-Backed Securities

In a monthly distribution for a sequential-pay Auto ABS, USD 3.31 million in principal collections is available. Class A has an outstanding balance of USD 190 million, and Class B has an outstanding balance of USD 55 million. The documents pay Class A principal before Class B principal.

How is the available principal allocated?

  1. Principal is divided pro-rata: $2.57 million to Class A and $0.74 million to Class B
  2. The $3.31 million is used to fund the Reserve Account first
  3. The entire $3.31 million is paid to Class A
  4. The principal is paid to the Residual holder until Class A reaches its target pool factor

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