easy · Asset-Backed Securities

If a credit card master trust experiences an 'early amortization event', what is the immediate consequence for a series in its revolving period?

  1. The originator is required to buy back the entire pool of receivables at par.
  2. The revolving period terminates, and all allocated principal collections are used to pay down bondholders.
  3. The interest rate on all bond classes is doubled to compensate investors for the added risk.
  4. The trust is legally dissolved, and the cardholders are no longer required to pay their balances.

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