medium · Asset-Backed Securities

A prime auto loan pool is expected to have a base-case cumulative net loss (CNL) of 2.40%.

If a rating agency applies a 4.5x loss multiple to size the hard credit enhancement for a AAA rating, what is the required stressed loss coverage level?

  1. 10.80%
  2. 5.33%
  3. 6.90%
  4. 1.87%

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