hard · Asset-Backed Securities

A Home Equity Loan (HEL) ABS trust with a $500M original pool balance has a shifting interest structure. At month 37, the pool has amortized to $300M. The senior prepayment percentage is currently 70%.

If prepayments for the month are $6M, and Class M has a $50M balance while Class B has a $20M balance, what is the dollar amount of prepayments allocated to Class M?

  1. $1.80M
  2. $0.51M
  3. $4.20M
  4. $1.29M

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