medium · Asset-Backed Securities

An ABS has a weighted average coupon (WAC) of 8.0%, a servicing fee of 1.0%, and a weighted average bond coupon of 4.5%.

If the annualized charge-off rate is 1.5%, what is the excess spread?

  1. 1.0%
  2. 3.5%
  3. 2.5%
  4. 7.0%

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