hard · Asset-Backed Securities

A $1,000M prime auto loan pool is structured with a sequential-pay waterfall. During the first year, the pool experiences a constant prepayment speed of 1.2% ABS.

If the beginning-of-month balance in month 13 is $700M, what is the Single Monthly Mortality (SMM) equivalent for that specific period?

  1. 1.20%
  2. 1.71%
  3. 1.74%
  4. 0.10%

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