medium · Asset-Backed Securities

A credit card series has a portfolio yield of 15.0%. The weighted average bond coupon is 5.0% and the servicing fee is 2.0%.

If the early amortization trigger is 0% excess spread, what is the maximum annualized charge-off rate the trust can sustain before breaching the trigger?

  1. 13.0%.
  2. 8.0%.
  3. 10.0%.
  4. 7.0%.

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