medium · Asset-Backed Securities

In a healthcare receivables revolving facility, the 'Net Collection Ratio' trigger fires if collections fall below 92% of the expected Net Realizable Value (NRV).

If the expected NRV for a month is $30 million but actual collections are $27 million, what is the immediate structural consequence?

  1. The advance rate is automatically raised to 95% so the provider can access more liquidity right away.
  2. The provider must repurchase the full $30 million pool and replace it entirely with fresh eligible receivables.
  3. Early amortization is triggered, ending the revolving period and directing all collections to bond principal.
  4. The $3 million shortfall is simply 'written off' directly against the Class A senior principal balance.

Sign up free to see the explanation and track your rank →

More Asset-Backed Securities practice

KomFi Academy — Stop doomscrolling. Get KomFi.

Turn wasted screen time into verifiable competence.

KomFi Academy is a curated training platform with 67,000+ practice questions, 25,000+ flashcards, on-demand video lectures, podcasts, and 4K slide decks across the topics serious professionals study: GMAT, LSAT, MCAT, SAT, Investment Banking, Private Equity (LBOs & PE math), Private Credit, Quantitative Finance, Financial Accounting, Asset- Backed Securities, Volume Profile Analysis, Order Flow Trading, Market Microstructure, Volume Spread Analysis, Elliott Wave Theory, Volume-Price Analysis, and Public Offering Frameworks.

What's inside

Topics

View pricing · Read testimonials