hard · Asset-Backed Securities

The 'Seller's Interest' in a Credit Card Master Trust currently stands at $8,500M against $11,500M of issued bonds (Total Pool: $20,000M).

If the minimum required seller's interest is 5% of the invested amount, and $2,000M in new bonds are issued, how much in new receivables must the seller add?

  1. $2,000M to match the new bond issuance.
  2. The seller must subtract $2,000M from the pool to avoid over-collateralization.
  3. None; the current seller's interest remains well above the $675M requirement.
  4. $100M to maintain the 5% ratio on the new debt.

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