hard · Asset-Backed Securities

In an auto ABS waterfall, the pool balance is $1,005 million at the start of Month 1. The servicing fee is 1.0% per annum.

If the pool generates $6.46 million in interest and all bond tranches require $4.258 million in interest payments, how much monthly excess spread is available before principal allocations?

  1. $1,364,500
  2. $2,202,000
  3. $5,622,500
  4. $10,050,000

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