hard · Asset-Backed Securities

A credit card issuer uses a 'discount option' to reclassify 2.00% of principal collections as finance charge collections.

If the pool has an 18.00% Monthly Payment Rate (MPR) and a $10,000,000,000 balance, how much additional finance charge income is generated per month?

  1. $16,666,667
  2. $3,600,000
  3. $200,000,000
  4. $36,000,000

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