easy · Asset-Backed Securities

An investor is analyzing the 'Seller's Interest' in a $20 billion credit card master trust.

If the total invested amount of all series is $12 billion and the receivables pool balance is $20 billion, what represents the Seller's Interest?

  1. $12 billion, representing the amount the seller originally originated.
  2. $32 billion, representing the sum of the pool and the bonds.
  3. $20 billion, which is the total face value of the designated cardholder accounts.
  4. $8 billion, which acts as a buffer and absorbs fluctuations in the pool balance.

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