hard · Asset-Backed Securities

A consumer installment loan pool begins the month with a balance of $300,000,000. The scheduled principal for the period is $2,500,000.

If the trustee report shows total principal collections of $6,200,000, what is the implied Conditional Prepayment Rate (CPR) for the pool?

  1. 13.96%
  2. 11.10%
  3. 14.80%
  4. 12.33%

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