medium · Asset-Backed Securities

A CMBS Interest-Only (IO) tranche is characterized by having a Notional Balance.

If the underlying pool experiences high levels of early defaults, what is the likely impact on the IO investor?

  1. The IO investor benefits from higher interest rates
  2. The IO cash flows decrease because the notional balance is reduced
  3. The IO cash flows increase as the deal's life is extended
  4. The IO investor is unaffected as they do not receive principal

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