easy · Asset-Backed Securities

In a 'Grantor Trust' auto ABS structure, what is the key limitation regarding the capital stack?

  1. It generally cannot feature multiple classes with different principal payment priorities (no sequential tranching).
  2. It must be consolidated on the originator's balance sheet under all circumstances.
  3. It is prohibited from using any form of external credit enhancement like a surety bond.
  4. It is not allowed to hold loans with terms longer than 36 months.

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