medium · Asset-Backed Securities

In a 'second-priority principal' waterfall structure, how does excess spread trapping physically increase the overcollateralization amount?

  1. By adding extra cash into the trustee's reserve account.
  2. By increasing the interest rate charged to the underlying borrowers.
  3. By issuing new subordinate bonds to the originator.
  4. By using excess interest to pay down bond principal faster than the collateral amortizes.

Sign up free to see the explanation and track your rank →

More Asset-Backed Securities practice

KomFi Academy — Stop doomscrolling. Get KomFi.

Build your intelligence, anytime, anywhere.

KomFi Academy is a curated training platform with 40,000+ practice questions, 18,000+ flashcards, on-demand video lectures, podcasts, and 4K slide decks across the topics serious professionals study: GMAT, LSAT, MCAT, Investment Banking, Private Equity (LBOs & PE math), Private Credit, Quantitative Finance, Financial Accounting, Asset- Backed Securities, Volume Profile Analysis, Order Flow Trading, Market Microstructure, Volume Spread Analysis, Elliott Wave Theory, Volume-Price Analysis, and Public Offering Frameworks.

What's inside

Topics

View pricing · Read testimonials