easy · Asset-Backed Securities

In an equipment lease ABS, a 'finance lease' pool differs from an 'operating lease' pool primarily because bondholders in an operating lease structure face which additional risk?

  1. Residual value risk of the equipment at the end of the lease term.
  2. Interest rate basis risk between lease rate and bond coupon.
  3. Credit default risk of the small-business equipment lessees.
  4. Prepayment risk arising from early lease termination penalty clauses.

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