medium · Asset-Backed Securities

A prime auto loan pool is issued with an initial balance of $1,000M and a constant prepayment speed of 1.2% ABS.

In month 24, the pool factor has declined to $0.60. What is the Single Monthly Mortality (SMM) rate for that month?

  1. 14.40%
  2. 2.00%
  3. 0.72%
  4. 1.20%

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