medium · Asset-Backed Securities

An analyst is evaluating a subprime auto ABS with a $500 million pool.

The deal uses the Absolute Prepayment Speed (ABS) convention with an assumption of 1.5%. At month 24, the pool has amortized to $300 million. What is the approximate Single Monthly Mortality (SMM) rate for that month under this constant 1.5% ABS assumption?

  1. 0.90%
  2. 2.50%
  3. 1.50%
  4. 18.0%

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