medium · Asset-Backed Securities

A credit-card master-trust series reports annualized portfolio yield of 18.5%, annualized servicing fee of 2.0%, annualized weighted-average bond coupon of 4.5%, and annualized net charge-offs of 6.0%, all measured on the same balance basis.

What annualized excess spread remains under the stated convention?

  1. 6.0%
  2. 0.0%
  3. 14.0%
  4. 12.0%

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