hard · Asset-Backed Securities

A commercial property generates an NOI of $3.5 million and is purchased at a 6.5% cap rate. The buyer secures a loan at 65% LTV with a 5.75% interest rate and 25-year amortization.

What is the Debt Service Coverage Ratio (DSCR) for this loan?

  1. 1.10x
  2. 1.32x
  3. 1.55x
  4. 1.48x

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