medium · Asset-Backed Securities

Major Bank Credit Card Master Trust Series 2026-A has a $1.0B invested amount. Monthly pool metrics show a 21.5% Portfolio Yield, 2.0% servicing fee, 5.2% weighted-average bond coupon (base rate), and 8.5% charge-offs.

What is the monthly Excess Spread for this series?

  1. 12.3%
  2. 14.3%
  3. 5.8%
  4. 16.3%

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