medium · Asset-Backed Securities

A credit card master trust series has a portfolio yield of 18.0%, a base rate of 7.5%, and an annualized charge-off rate of 6.0%.

What is the monthly excess spread (non-annualized) for a month with a 30/360 day count?

  1. 1.50%.
  2. 0.375%.
  3. 0.875%.
  4. 4.50%.

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