medium · Asset-Backed Securities

In an auto loan pool, historical data shows that defaults rarely occur in the first 6 months but typically peak during a specific window.

What is the most common peak default window for auto loans?

  1. Months 12 to 30
  2. Months 1 to 6
  3. Months 48 to 60
  4. Immediately upon a change in interest rates.

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