easy · Asset-Backed Securities

What is the primary objective of legal isolation in an Asset-Backed Securities (ABS) transaction?

  1. To maximize the amount of federal income tax paid by the issuing vehicle.
  2. To ensure that the loan pool's cash flows are separated from the insolvency risk of the originator.
  3. To prevent the rating agencies from performing a detailed analysis of the underlying loans.
  4. To allow the originator to keep all credit risk on their own balance sheet while receiving cash.

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