easy · Asset-Backed Securities

A CLO manager is managing a pool of leveraged loans. One of the 'Overcollateralization Tests' fails for the Class B bonds.

What is the standard mechanical consequence of this failure in the CLO waterfall?

  1. The manager is immediately terminated for cause, and a Special Servicer is appointed to wind down the remaining loan portfolio entirely.
  2. The underlying leveraged loans in the portfolio are promptly liquidated at prevailing market prices to return par to investors.
  3. Interest collections that would have gone to the Equity/Subordinate holders are redirected to pay down the principal of the Class A bonds.
  4. The Class B bonds are written down to zero, with the recovered principal used to restore the required coverage ratio for the senior Class A bonds.

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